Digital Onboarding
Background of the problem
Today, customers are not willing to wait days for an approval or go to a branch to apply for a loan.
But many institutions still face:
Value proposition
A comprehensive solution for all credit needs
Bankingly Onboarding Digital allows the management of loan origination, validation, and approval from a single, completely digital environment.
Integrate online banking, improve user experience, and increase conversion rates, while strengthening regulatory compliance and fraud prevention.
Differentiators
Core capabilities:
Comprehensive credit-cycle management
A modular, plug-and-play, cloud-based solution that covers:
Origination
Database verification
Credit scoring
Credit offer
Approval or rejection
Invoicing
Collection
Payment methods
Validation and advanced security
Legal ID processing
Photo capture and OCR
Facial biometrics or fingerprint
Liveness detection
Photo validation
Anti-money laundering verification
Validation against international lists
Custom lists
Efficient loan management
Transaction automation
Reduction of manual intervention
Higher operational volume
Rapid implementation
Integration with third parties through modular design
Progress tracking and conversion metrics
Optimization of the collection process
Automatic payment reminders
Early delinquency management
SMS and WhatsApp notifications
Monitoring of payment commitments
Frequently asked questions
Do you have a portal to track traceability?
Yes. The solution includes an administration portal that allows you to manage and monitor the entire onboarding process, providing full visibility into each request and its status.
Can I offer all of my credit products on this portal?
Yes. You can configure different workflows for each credit product, adapting the experience according to the specific characteristics and requirements of each one.
Do you have any built-in validation process with KYC or biometrics?
Yes. The solution allows for user identity validation through multiple methods, including facial recognition, document capture with OCR, biometrics, liveness detection, photo validation, verification against anti-money laundering lists, international lists, and custom lists defined by the institution.
Where is the information uploaded by the client saved?
The information is stored within the Digital Onboarding solution's administration portal and is protected by data encryption and advanced security protocols.
