Architecture designed for high-volume digital banking

Architecture designed for high-volume digital banking

Bankingly runs on Microsoft Azure with a layered architecture, private by design, with automatic scaling and continuous monitoring, built so that your institution never has to worry about the infrastructure.

Bankingly runs on Microsoft Azure with a layered architecture, private by design, with automatic scaling and continuous monitoring, built so that your institution never has to worry about the infrastructure.

internet

FrontDoor

WAF + CDN

DDoS protection

Anti-bot

SSL/TLS

Grade A

Kubernetes cluster

(private)

Web + API + Portal

Product modules

Ingress Ngnix

Internal balancing

HPA Autoscaling

CPU / RAM / traffic

Private link · vnet

DATA AND MONITORING

Azure SQL MI

DB per tenant, private

Geo-redundant backups

US East - West

Application Insights

Real-time metrics and logs

apps services · service bus

Microsoft Azure

Kubernetes (AKS)

Kubernetes (AKS)

Azure Front Door

Azure SQL Managed Instance

Application Insights

Terraform (IaC)

Availability and performance

Over 99% uptime, independently measured

The platform's uptime is continuously monitored externally. Azure's multi-zone architecture guarantees redundancy in the event of any component failure.

99.97%

Verified uptime (last 30 days)

99.95%

SLA guaranteed by Azure App Services

0

Downtime during deploys (rolling updates)

Multi-zone

Redundant infrastructure by design

Vulnerability management

Penetration testing, transparent response

We accept and process the results of penetration tests conducted by third parties designated by your institution, and we conduct our own exercises on a regular basis.

Next-Gen WAF

Azure Front Door is the single point of entry. It processes every request with a web application firewall, DDoS protection, and anti-bot filtering before it reaches the platform.

Next-Gen WAF

Azure Front Door is the single point of entry. It processes every request with a web application firewall, DDoS protection, and anti-bot filtering before it reaches the platform.

Private Kubernetes cluster

All product modules run within a private VNET. There is no direct internet exposure. Components communicate internally, which improves speed and security.

Private Kubernetes cluster

All product modules run within a private VNET. There is no direct internet exposure. Components communicate internally, which improves speed and security.

Automatic autoscaling

The cluster's pods and nodes scale in real time based on CPU, RAM, and traffic metrics. The system absorbs demand spikes without manual intervention.

Automatic autoscaling

The cluster's pods and nodes scale in real time based on CPU, RAM, and traffic metrics. The system absorbs demand spikes without manual intervention.

A-grade SSL

The Bankingly API achieves an A rating on SSL Labs. All endpoints use TLS 1.3, with valid certificates and strong encryption on every connection.

A-grade SSL

The Bankingly API achieves an A rating on SSL Labs. All endpoints use TLS 1.3, with valid certificates and strong encryption on every connection.

Data isolation

Your database is yours alone

Each institution has its own database instance within Azure SQL Managed Instance. There are no shared databases between clients. The SQL connection is never exposed to the internet; it is only accessible from the private network.

A dedicated SQL instance per institution — no data is mixed with other clients

SQL connection exposed only via private IP, within the VNET

Built-in high availability using Azure Service Fabric with primary and secondary nodes

Automated patches and updates managed by Azure

Connection to your institution's core via encrypted Service Bus Relay (SSL)

Unique access keys per client and per environment, stored encrypted

Separate environments: development, certification, and production never share data

Automatic scaling of instances based on load

Data backup

Backups on two continents

Backups are automatically replicated in the paired Azure geographic zone, East and West US, using high-speed fiber. The retention policy covers from days to a decade.

Disaster recovery

A proven and automated recovery plan

A proven and automated recovery plan

Bankingly has a disaster recovery plan based on infrastructure as code. The entire platform can be spun up in another Azure region by running automated scripts, without relying on manual processes.

Update process

Zero-downtime deploys, with automated testing at every step

Zero-downtime deploys, with automated testing at every step

Each platform update goes through four environments before reaching production. Automated QA tests are run at every stage. Deployments use rolling updates, with no visible maintenance window for the end user.

Certification staging

First stop. Automatic and manual QA tests are executed before moving forward.

Certification staging

First stop. Automatic and manual QA tests are executed before moving forward.

Certification

Your institution can validate the features before they reach production.

Certification

Your institution can validate the features before they reach production.

Production staging

Last validation on real production infrastructure, with no impact on end users.

Production staging

Last validation on real production infrastructure, with no impact on end users.

Production

Zero-downtime deployment via rolling update. If there is an issue, the rollback takes seconds.

Production

Zero-downtime deployment via rolling update. If there is an issue, the rollback takes seconds.

Monitoring

Full visibility of every request

Bankingly uses Application Insights to log and analyze all platform metrics and traces. Each request to the server is logged, with the detail of every call between components.

Real-time metrics

CPU, RAM, latency, and error dashboards — by module and by institution — available 24/7.

End-to-end traceability

Each request can be traced from the entry point to the database, including every intermediate component.

Automatic alerts

Alerts configured for performance anomalies, high error rates, or availability drops — with immediate response from the team.

Do you want to review the complete technical specification?

Share with us detailed architecture documentation with institutions in the process of evaluation or due diligence.